Buying a new car – what options are worth considering?

Buying a new car – what options are worth considering?

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Coming into possession of a new car is not at all as easy as it may seem on the surface. No matter if the car will be objectively new or second hand, and new just for you, you will face a lot of dilemmas and wondering before buying it. We will try to help you make this difficult decision. We suggest what are the ways to buy a car and what are their advantages and disadvantages

Car leasing – an option not only for companies

Few people have heard of the option that many leasing companies have recently introduced into their services. For several years, the option of consumer leasing, i.e. leasing for private individuals, has been available. For years, “renting” a car, or actually leasing it, was an option only for entrepreneurs and companies. Now, leasing is also available to the average Pole who does not have his own business or enterprise

This option opens the door for many people to drive better, newer and safer models of cars. Let’s face it, a 20-year-old Seicento doesn’t stand a chance against the latest Volkswagen model, which you can lease with a budget that only allows you to buy an old Seicento. With personal leasing, you can drive around in the most modern and safest car models instead of risking your life in your uncle’s falling apart car

Car loan

If you want to own a car and don’t want to invest in a car from a consignment shop or a used car from an auction site, you should consider a cash loan. New car models straight from the showroom cost a lot and not everyone can afford to save such a sum. However, it must be admitted that driving modern cars is much more comfortable, safe and practical, so not everyone wants to buy such a car, which he can afford at the moment

A car loan is a wise decision if you are creditworthy and do not have to worry about your job and income. Paying off the loan will be a bit like leasing, except that after paying off the loan, you already own the car. After a few years, you can sell it and invest in a new one or do whatever you want with it. A loan from the bank is a convenient and safe way to get the cash you need quickly and effortlessly, and you will pay back the monthly installment calculated together with your advisor effortlessly

Think about additional expenses

Every young driver gets excited before buying their first car, which often makes them forget about the responsibilities that come after buying a car. A used vehicle bought from a dealership can cost very little, making it easy for a young driver to raise the money and buy the car of their dreams. Only later it turns out that you have to fuel it, repair it, replace various fluids in it. On top of that, car insurance, which is compulsory, is not cheap at all. All these aspects must be well thought out before you buy a car, so that it does not turn out that with an empty tank and a discharged battery it stands for weeks on a parking lot, while you save for petrol or repairing a clutch

Buying a car, whether it is your first or the next one, is always a difficult decision that should be well thought out. A car is a big investment that you don’t decide in a minute. Remember to always weigh the pros and cons of your purchase and choose the most beneficial option. Maybe buying isn’t the most optimal option at all, and in your case, leasing might be better? Always consider all your options.

Main photo: Mathieu Renier/

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